SamAca10
10-Year Member
- Joined
- Jul 19, 2009
- Messages
- 1,051
Haven't posted here in ages. I did want to come back and stress the importance for all of you to go to medical and document any injuries or illnesses you incur on active duty (includes time at the Academy). There is no shame in filing for VA disability. This is a part of your veterans benefits package and entitlements. You volunteered and signed a blank check. If you are willing to use your VA home loan without shame, you should feel the same way about VA disability benefits. You've earned it! Keep in mind that Congress sets aside money through non-appropriated funds to ensure the federal government can pay everyone who's served at the 100% rate.
Earning your appropriate VA disability rating is beneficial in a multitude of ways. For instance - at 10% you will not pay the VA funding fee when utilizing your VA home loan. That saved me a good $12K when I purchased my home a few months ago.
Due to where my rating currently is, I no longer pay for health care, either. I can receive all of my medical treatment and prescriptions for free down at the VA. The VA was even better than my private primary care, and I am seen by specialists more quickly.
CHAMPVA Benefits Disabled Veterans with a 100% VA rating can obtain health insurance for their families through the Civilian Health and Medical Program of the Department of Veteran Affairs (CHAMPVA). This means that your family will not worry about health insurance costs! This is community care, your family doesn't have to go down to the VA.
There are a variety of benefits, at different VA rating percentages, offered both federally and through each state. One of the biggest ones is obviously the tax-free compensation for incurring our service-connected disabilities. You can view those here: VA Disability Compensation Rates
Service members who are separating and plan to file for disability compensation can file their claim before separation through the Benefits Delivery at Discharge (BDD) program: Benefits Delivery at Discharge
State benefits can be found here: Benefits by State
In certain states, veterans who reach a 100% P&T VA rating (this can happen through how the rating scheduler works with VA disability compensation) do not pay property tax. Additionally, at 100% P&T some states waive tuition for the children/dependents of veterans.
Education: Having a VA rating can entitle you to Ch31 Veteran Readiness and Employment educational/employment benefits. You can be paid at the Post 9/11 GI Bill pay rate without dwindling your Post 9/11 GI bill benefits. Ch 31 covers 48 months. VR&E
Ch 35 DEA Additionally, when rated P&T your spouse and dependents may be eligible for Ch 35 Survivors' and Dependents' Educational Assistance:
Children of POW, MIA, Deceased/Disabled Vets SA nomination Children of 100% disabled veterans are eligible for Service Academy nominations as well. This is great if you have a child who is interested in attending a Service Academy that requires a nomination. This is a separate nomination category outside of the congressional ones.
100% P&T vs TDIU You can keep working even at 100% P&T. There is a separate category of this called TDIU - Totally Disabled Individually Unemployable. Those on TDIU cannot earn above the federal poverty wage. They are eligible to file for SSDI, however. 100% P&T and TDIU pay the same pay rates.
There are many other benefits I could mention as well, at different VA percentage levels, both federally and through each state. For instance, retirees with a VA 50% rating or above can receive both concurrent retiree pay and VA compensation.
Again, don't feel shame at all when filing for what YOU DESERVE. The military is going to ask a lot of you, and put you in situations that will affect physical and mental health. This isn't the civilian world where you can simply quit if you have a ****ty boss or stressful situation. You are signing a blank check to the Federal government when you raise your right hand. Their end of the deal is your VA benefits.
I had a string of ****ty supervisors throughout my time. In addition to the physical stuff I incurred, I still deal with a lot of depression and anxiety from those situations. I have to be careful in certain work environments, and won't go into certain fields because of the way I was treated on AD affecting me.
It took me a few years from leaving the Service to file, as I didn't feel I deserved/needed it. An enlisted Marine Corps buddy encouraged me to file and I am so glad I did. You all deserve the benefits you are entitled to.
Earning your appropriate VA disability rating is beneficial in a multitude of ways. For instance - at 10% you will not pay the VA funding fee when utilizing your VA home loan. That saved me a good $12K when I purchased my home a few months ago.
Due to where my rating currently is, I no longer pay for health care, either. I can receive all of my medical treatment and prescriptions for free down at the VA. The VA was even better than my private primary care, and I am seen by specialists more quickly.
CHAMPVA Benefits Disabled Veterans with a 100% VA rating can obtain health insurance for their families through the Civilian Health and Medical Program of the Department of Veteran Affairs (CHAMPVA). This means that your family will not worry about health insurance costs! This is community care, your family doesn't have to go down to the VA.
There are a variety of benefits, at different VA rating percentages, offered both federally and through each state. One of the biggest ones is obviously the tax-free compensation for incurring our service-connected disabilities. You can view those here: VA Disability Compensation Rates
Service members who are separating and plan to file for disability compensation can file their claim before separation through the Benefits Delivery at Discharge (BDD) program: Benefits Delivery at Discharge
State benefits can be found here: Benefits by State
In certain states, veterans who reach a 100% P&T VA rating (this can happen through how the rating scheduler works with VA disability compensation) do not pay property tax. Additionally, at 100% P&T some states waive tuition for the children/dependents of veterans.
Education: Having a VA rating can entitle you to Ch31 Veteran Readiness and Employment educational/employment benefits. You can be paid at the Post 9/11 GI Bill pay rate without dwindling your Post 9/11 GI bill benefits. Ch 31 covers 48 months. VR&E
Ch 35 DEA Additionally, when rated P&T your spouse and dependents may be eligible for Ch 35 Survivors' and Dependents' Educational Assistance:
Children of POW, MIA, Deceased/Disabled Vets SA nomination Children of 100% disabled veterans are eligible for Service Academy nominations as well. This is great if you have a child who is interested in attending a Service Academy that requires a nomination. This is a separate nomination category outside of the congressional ones.
100% P&T vs TDIU You can keep working even at 100% P&T. There is a separate category of this called TDIU - Totally Disabled Individually Unemployable. Those on TDIU cannot earn above the federal poverty wage. They are eligible to file for SSDI, however. 100% P&T and TDIU pay the same pay rates.
There are many other benefits I could mention as well, at different VA percentage levels, both federally and through each state. For instance, retirees with a VA 50% rating or above can receive both concurrent retiree pay and VA compensation.
Again, don't feel shame at all when filing for what YOU DESERVE. The military is going to ask a lot of you, and put you in situations that will affect physical and mental health. This isn't the civilian world where you can simply quit if you have a ****ty boss or stressful situation. You are signing a blank check to the Federal government when you raise your right hand. Their end of the deal is your VA benefits.
I had a string of ****ty supervisors throughout my time. In addition to the physical stuff I incurred, I still deal with a lot of depression and anxiety from those situations. I have to be careful in certain work environments, and won't go into certain fields because of the way I was treated on AD affecting me.
It took me a few years from leaving the Service to file, as I didn't feel I deserved/needed it. An enlisted Marine Corps buddy encouraged me to file and I am so glad I did. You all deserve the benefits you are entitled to.